On paper, blockchain technology seems to be ironclad. An online distributed ledger that is entirely self-governed, immutable, anonymous and secure, there are near-limitless potential applications for the new…
Outfox the Debt Collector’s Hounds
Debt collectors have two subtle weapons at their disposal: fear and ignorance. Many people dread the midnight phone calls or the embarrassing workplace confrontations, not…
Be Smart in Naming Beneficiaries of Your 401(k)
It’s common when a person works in the same company for a long time for the dusty 401(k) paperwork to sit in a file drawer…
How Are eBay and Amazon Different?
The electronic commerce (e-commerce) movement is bigger than ever and only shows signs of becoming bigger. Under the purview of e-commerce companies, both eBay (EBAY)…
SQQQ: ProShares UltraPro Short QQQ ETF
Established in February 2010 by ProShares, the UltraPro Short QQQ (SQQQ) is an inverse-leveraged exchange-traded fund (ETF) that tracks the Nasdaq-100 Index. This index is…
What Does Health Insurance Not Cover?
Navigating health insurance coverage is a monumental task. Consumers generally have no say in which services are rendered, which services are covered, and how much…
What Are “Fabless” Chip Makers?
Fabless chip makers are companies that produce semiconductors for use in various types of electronics, such as digital cameras, smartphones, and the new technologically sophisticated…
What Does the American Dream Mean to Different Generations?
The American Dream at its core is the belief that every generation should enjoy greater prosperity than the generation before it. It is often portrayed…
Derivatives vs. Options: What’s the Difference?
Derivatives vs. Options: An Overview A derivative is a financial contract that gets its value, risk, and basic term structure from an underlying asset. Options are one…
When Should Retirees Downsize Their Homes?
Should you downsize your home when you retire? The answer depends on your individual circumstances. For example, factors to consider are the related costs, intangibles…